The proposals that require congressional approval have little chance, but some of the president's ideas can be enacted administratively and could begin affecting consumers within weeks.
Though it was pronounced dead before arrival by opponents on Capitol Hill, President Obama's new mortgage refinancing package contained far more than legislative proposals.
Source: http://www.realestateclubla.com/real-estate-news/la-times-real-estate/parts-of-obamas-mortgage-refinancing-package-will-be-reality/
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